THE PROCESS

From Enquiry To Outcome In Four Clear Steps

We keep the process simple and transparent, and we explain every step before you commit to anything.

01

STEP 1 – APPLY

Complete an online loan enquiry or application form with your basic information. You will be asked for your contact details, employment status, monthly income and the amount you would like to borrow.

02

STEP 2 – ASSESSMENT

Our team assesses your application and affordability. We may contact you for supporting documents such as your ID document, payslip and bank statement, and we may verify the information you provide.

03

STEP 3 – OFFER

If approved, you receive a loan offer setting out the applicable interest, fees, repayment amount and repayment date. Nothing is binding until you have reviewed the offer and accepted it.

04

STEP 4 – RECEIVE YOUR FUNDS

Once the agreement has been accepted and all requirements have been satisfied, funds are disbursed in accordance with the agreed terms.

WHAT YOU WILL NEED

DOCUMENTS AND INFORMATION

To assess your application we will ask for:

1. ID document
2. Payslip
3. Bank statement

You must be working and able to prove that you receive a salary. We only ask for information that is necessary to assess your application.

IMPORTANT TO KNOW

BEFORE YOU APPLY

Assessment time: applications typically take between 1 hour and 48 hours, depending on the customer profile. We do not promise a turnaround time until your application has been reviewed.

No guaranteed approval: all applications are subject to affordability assessments, applicable lending criteria and approval.

Your information: personal information you share with us is handled in line with our privacy policy and POPIA. Please only send documents through the channels we confirm with you.

Start Step One Today

Complete the online enquiry form, or contact our team if you would like help before you apply.